iQRATE Mortgages LLC, Red Rock Realty LLC, and Norfolk and Waypal LLC dba iQTAXX Tax Services Las Vegas are independently operated companies under common ownership by members of the Ghazaryan family.
- Red Rock Realty LLC is 100% owned by Anush Ghazaryan and provides licensed real estate brokerage services in Nevada.
- iQRATE Mortgages LLC is 100% owned by David Ghazaryan and provides mortgage origination services.
- Norfolk and Waypal LLC dba iQTAXX Tax Services Las Vegas is 100% owned by Anush Ghazaryan and provides income tax preparation and related services.
- Anush and David Ghazaryan are married.
Because of these ownership interests, a referral by one of these companies to another
may provide the referring company or its owners with a financial or other benefit.
Important Consumer Information
- YOU ARE NOT REQUIRED TO USE any affiliated company as a condition of the purchase, sale, refinance of your property, or preparation of your taxes.
- THERE ARE FREQUENTLY OTHER PROVIDERS AVAILABLE THAT OFFER SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATES FOR YOUR NEEDS.
Estimated Charge Ranges (for settlement services) (provided to meet RESPA disclosure requirements)
Provider Charges Table
| Provider |
Service |
Typical Charges / Range* |
| iQRATE Mortgages LLC |
Mortgage Origination Services |
Origination Fee / Points: 0% – 3% of loan; Processing: $400–$950;
Underwriting: $400–$1,200; Appraisal: $500–$1,000;
Credit Report: $50–$150; Flood Certification: $15–$30;
Tax Service Fee: $75–$125
|
| Red Rock Realty LLC |
Real Estate Brokerage Services |
Buyer’s Agent Compensation: 0%–3.0% of sales price; |
| Realty LLC |
Brokerage Services |
Seller’s Listing Compensation: 2.0%–3.0% of sales price;
Transaction/Administrative Fee: $0–$600
|
| iQTAXX Tax Services Las Vegas |
Income Tax Preparation |
Fees vary depending on complexity of return. Average $200–$600 per individual return.
|
*Actual fees may vary depending on the property, loan, negotiated real estate
commission, or complexity of the tax return.
